Q: If a mobile home insurance policy says that it covers your mobile home, what does it mean?

A: Different mobile home insurance companies have different definitions when it comes to what they consider to be a mobile home, so it’s extremely important for any mobile home renter or buyer to check the definition before they buy their mobile home insurance policy.

In some cases, the mobile home is defined simply as the part that moves, the actual house part of the structure, but in other cases the mobile home may be defined as the some of is parts, including things such as decks, porches, and stairs.