Is it possible to get car insurance with just PO Box Address only?

Michelle

Orlando Florida

Generally, most car insurance providers will require a physical address and not just a PO box to when you purchase a car insurance policy. Your location is used to determine your car insurance rate so if you only use a PO Box address, they cannot rate you properly.

Typically car insurance providers do not want to insure automobiles that do not have a permanent address. If you are living in an RV and do not have a permanent address, you will likely need to search for a car insurance provider that specializes in mobile home insurance.

Most car insurance companies in Florida require a physical address because they need to know know where your residence is so they can quote a car insurance policy using your address location.

A friend of mine is getting insurance for his mobile home so I’m thinking I should get one too. What do insurers here in Miami Beach, FL offer, anyway?

Judd

Miami Beach, Florida

Hi Judd! I’m glad that you’re considering getting mobile home insurance for your own mobile home in Miami Beach, FL. Your home is also an investment – wouldn’t you like to make sure it is protected?

Accidents happen all the time – fire from faulty electrical wiring or falling asleep while smoking, explosion caused by a leaky stove, even coconuts falling from the tree onto your mobile home or stray animals scratching the paint on your door. Plus, there are deliberate damages or losses caused by vandals or robbers. Consider natural calamities such as storms or high winds and what these can do to your mobile home. The point is, there are a lot of unwanted, usually unexpected events that can cause damage to your home. If you do not have an unlimited bank account to repair such damages, replace stolen items or even buy a new mobile home, you’ll certainly be left out on the streets if worse comes to worst.

Judd, mobile home insurance can provide coverage for all of the above mentioned incidents, and then some. I suggest you look into what is being offered by insurers in Miami Beach, FL by typing your zip code on the forms on this page. Doing that allows you to receive free online quotes from insurers in your area. Just remember that in selecting an insurer, check its financial standing and records. Premium cost is not the only bottom line – you need to get a reliable insurer first and foremost!

Tags: cheap mobile home insurance, mobile home insurance, mobile home insurance coverage, mobile home rates

A: Well, which kind of Florida mobile home insurance you should buy depends on how much money you have and also where you live. You should consider expenses, of course–all risk Florida mobile home insurance is more expensive. However, all risk Florida mobile home insurance also covers more.

With named peril Florida mobile home insurance, you are able to choose in which events you wish to be covered. If you lived in Oklahoma, you might want tornado insurance, or fire insurance if you lived in California, but depending on what area you will be buying your Florida mobile home insurance in, you might be able to settle for only flood insurance.

Many companies and universities have groups that you can join where, as a member, you will get discounts on your Florida mobile home owner insurance policy. Being part of a crowd never felt so good. Call up your home office and your alma mater and see what they have to offer in this area.

Most companies that sell mobile home insurance in Florida offer both actual cash value and reimbursement, the latter of which is the complete value of your mobile home without depreciation removed. However, after you’ve had your mobile home for about five years, many companies which sell mobile home insurance in Florida will only give you the actual cash value.